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フィリピンに英会話留学なんて必要ないのだ
水曜日, 1月 30th, 2019クレジットカードの上6桁の意味
木曜日, 10月 4th, 2018What is BIN list ?
BIN code (Bank Identification Number), sometimes referred to as IIN (Issuer Identification Number). is a six-digit number range according to The International Organization for Standardization (ISO) / IEC 7812-1issued in 2006. BIN can be used to look up information on the card; such as a) the bank issuer or financial institute, and possible their other informations : website, address, phone number, etcb) the card itself attributes : type (credit, debit, charge, prepaid), network (VISA, MasterCard (MC), American Express (AMEX), Discover, etc), sub brand (VISA Plus, MC Gold, AMEX Corporate, etc))
BIN List is the range of BIN Numbers with a set of criteria, such as: from the same credit card type, the same country, or the same VISA network, etc
What is the structure of a card number ?
The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 – Oil Businesses. 8 – Telecommunications. 9 – Some National Organization Work
The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.
The 7th digit to uniquely identify each person.
The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.
How does bankbinlist.com help ?
For a given card number obtained from an offline or online transaction, merchant can perform lookup and check the card information matching its claims from a user. The difference may trigger frauds. In this case, the merchant should be careful.
Additionally with our online BIN range service, one can browse the updated lists of BIN numbers with different sets of given requirements for understanding, research, or learning purposes.
https://ja.wikipedia.org/wiki/Luhn%E3%82%A2%E3%83%AB%E3%82%B4%E3%83%AA%E3%82%BA%E3%83%A0
